Roofing companies in Pasadena

In the catastrophe area, homeowners who can't get private wind and hail cover can buy it from the Texas Windstorm Insurance Association. To get a TWIA policy, most homes need a TDI certificate of compliance: a WPI-8 for work inspected while it's done, or a WPI-8-E for finished work inspected by a Texas-licensed engineer.

Replacing the roof generally means a windstorm inspection. Repairs under 100 square feet that don't touch the decking don't need one. So if your home is east of 146, ask the roofer, in writing, who books the inspection and when you'll get the certificate.

Texas law doesn't require windstorm insurance, but a lender may. TWIA also needs proof that a private insurer turned you down, and you can't buy a policy while a hurricane is in the Gulf. Hurricane season in Harris County runs June 1 to November 30.

You must pay your deductible. It's a Class B misdemeanor in Texas for a roofer paid from your claim to waive, absorb, rebate or credit it without the insurer's consent, and since September 1, 2019 the penalty can reach a $2,000 fine and six months in jail. Report an offer to the Attorney General's Consumer Protection Hotline at 800-621-0508.

Any contract of $1,000 or more expected to be paid from a claim must carry a notice, in at least 12-point bold type, that you owe the deductible. With replacement cost coverage the insurer usually pays in two checks, and it can hold back the depreciation until you show proof you paid the deductible, such as a canceled check or card statement.

TDI's advice holds here too: get at least three bids on letterhead, never sign a contract with blanks, and avoid one that hands the roofer the value of your insurance proceeds.

Texas doesn't issue a state roofing license, according to the Legislature's 2025 analysis of HB 3344, the bill that would have created one. The Roofing Contractors Association of Texas, founded in 1975, runs a voluntary Licensed Roofing Contractor program. Ask the city's Permit Department whether your reroof needs a permit, and look up the number in EnerGov.

HomeGuide puts a Texas roof replacement at $5,600 to $15,800 on average, and minor repairs nationally at $150 to $1,000, with call-out minimums of $150 to $300. Shingles tested to UL 2218 are rated Class 1 to 4; Class 4 earns the biggest credit, but each insurer sets its own discount, so ask yours before you choose.

More on contracts and costs is in the Texas roofing guide. Before storm season, have overhanging limbs looked at by tree service in Pasadena, compare roofers in League City, or return to the Pasadena guide.