Roofing companies in Houston

Texas had the most major hail events of any state in 2025, 902, according to Triple-I, and one large insurer's April 2026 analysis named Texas its top state for hail claims that year. After a Houston storm, the deductible is the first contract term to watch.

You must pay your deductible. A contractor who offers to cover it, call it a discount or credit it back is breaking the law, and TDI says the penalty since September 1, 2019 is up to a $2,000 fine and six months in jail. Report the offer to the Attorney General's Consumer Protection Hotline at 800-621-0508.

What a Houston roofing contract must say

Any contract of $1,000 or more expected to be paid from a property insurance claim must carry a notice, in at least 12-point bold type, that you're responsible for the deductible. TDI also advises getting at least three bids on company letterhead, never signing with blanks, and refusing any contract that gives the roofer 'the value of insurance proceeds'.

With replacement cost coverage, the insurer usually pays in two checks: a partial payment first and the rest once repairs start. It can hold back the recoverable depreciation until you show proof you paid the deductible, such as a canceled check or card statement. Keep that receipt.

HomeGuide puts a typical Texas roof replacement at $5,600 to $15,800, slightly under its national range of $5,700 to $16,000, or $3 to $6 per square foot installed. HomeGuide's national repair figures are $150 to $1,000 for minor jobs and $1,000 to $3,000 for moderate ones, with call-out minimums of $150 to $300. These are state and national figures, so collect written Houston bids to compare.

Impact-resistant shingles can lower your premium. Roofing tested to UL 2218 is rated Class 1 to 4, and Class 4 earns the highest credit, but each insurer sets its own discount and paperwork. Call your insurer before you choose a shingle, not after.

The full Texas cost guide and hiring checklist are on the Texas roofers guide.

Texas doesn't require a state license for reroofing contractors, according to the Legislature's 2025 analysis. That bill to have TDLR license them, HB 3344, stalled in committee. The Roofing Contractors Association of Texas runs a voluntary program for roofers who pass its exams, which is one signal but no state credential.

So the local checks carry more weight. Ask whether your reroof needs a permit from the Houston Permitting Center and who will pull it, then look the permit up on iPermits. Ask for the company's street address and a certificate of insurance naming you.

After a declared disaster, a remediation contractor that hasn't kept a physical business address for at least a year in your county or the next one can't demand payment before work starts, the contract must be in writing, and partial payments must match the work done.

Houston's heavy trash pickup won't take roofing debris generated by contractors; the contractor has to remove it. Put haul-away and magnetic nail sweeps in the contract.

Harris County gives hurricane season as June 1 to November 30. TDI's Harris County windstorm map shades a strip east of Texas 146 in Morgan's Point, La Porte, Shoreacres, Pasadena and Seabrook. In that strip, homeowners who can't get private wind and hail cover can buy it from TWIA, and roof replacements generally need a windstorm inspection and certificate. TDI calls its maps informational, so check your address on TDI's windstorm map.

If a tree is over your roof, have a Houston tree service look at it before storm season. For homes east of 146, see roofers in Pasadena. Permits and utilities are on the Houston local guide.