Realtors in El Paso

El Paso flood zones

FEMA first issued preliminary flood maps for El Paso County on July 2, 2020, and revised them on November 15, 2023. You can view them on the FEMA Map Service Center, and the city has a Floodplain Administrator for questions about a specific lot.

El Paso appraisal and property tax

The El Paso Central Appraisal District, at 5801 Trowbridge Dr., values property in the county. Protests are due by May 15 or within 30 days after the value notice was mailed, whichever is later, and late protests need good cause. The county tax assessor-collector doesn't collect property taxes; the appraisal district may collect some or all of them. Texas tax bills are generally due by January 31 of the following year.

Exemptions for El Paso homeowners

Under Tax Code amendments effective November 4, 2025, Texas school districts must give a $140,000 homestead exemption, and homeowners 65 or older or disabled get another $60,000. Apply at the appraisal district, generally before May 1. Texas has no state property tax and no state income tax. Confirm the current amounts and how they apply to you with the appraisal district or a licensed tax adviser.

Since January 1, 2026, an agent working for a homebuyer must sign a written agreement with you before showing a home. It has to state what the broker will be paid and that the pay isn't set by law and is fully negotiable. A broker can instead show you a home without representing you, under a non-exclusive showing agreement of no more than 14 days.

At the first real conversation about a property, the agent must give you TREC's Information About Brokerage Services notice; the current form is IABS 1-2, effective January 1, 2026. TREC doesn't set commissions, so the fee is whatever you agree.

Most El Paso resales use TREC's One to Four Family Residential Contract, form 20-19, effective July 1, 2026. The buyer pays an option fee for the right to back out within a negotiated number of days, and both the option fee and earnest money go to the escrow agent within 3 days of the effective date. Ask your agent about the length of the option period before you sign.

Anyone acting as a broker or sales agent in Texas needs a TREC license. Run the agent's name through the License Holder Lookup for active status, any discipline and, for a sales agent, the sponsoring broker, who answers for that agent's work. Texas agents owe their client a duty to put the client's interests above all others.

Complaints go to TREC in writing through its REALM portal, within four years, and can't be anonymous. The listings on this page are ranked by the method in our terms of service, which doesn't judge agents' sales records.

Appraisal districts such as Fort Bend CAD describe Texas as a non-disclosure state, where sale prices aren't reported to them, so ask EPCAD how it handles sales data and lean on your agent's market data for comparables. Statewide, the Texas Real Estate Research Center put the median price at $339,000 in July 2026, unchanged from a year earlier. That is a statewide figure, not an El Paso one.

Sellers of a single-family home must give buyers a written Seller's Disclosure Notice by the contract's effective date; if they don't, the buyer can terminate within seven days of receiving it. For electricity, PowerToChoose lists no retail plans for ZIP 79901 and El Paso Electric serves the city, so check your ZIP and call the utility to start service. See our Texas real estate guide, the El Paso guide, and El Paso movers for the move. Confirm contract and tax questions with a licensed Texas real estate broker or attorney.